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			The founder and president of Carnick & Company, Craig Carnick, CFP®, has been providing sound financial counsel for over 35 years. Craig is a graduate of the College of Financial Planning in Denver, Colorado and received his Certified Financial Planner (CFP®) designation in 1977. Craig's acumen is recognized even outside his profession and he has been a frequent lecturer on financial matters. He has been quoted in articles in national periodicals including Money, Worth, The Wall Street Journal, Black Entrepreneur, Physicians' News, USA Today, Financial Planning and Barron's. Craig has also appeared on numerous radio and television segments addressing financial issues. For seven consecutive years Craig has been chosen by Worth Magazine in its annual listing of The Best Financial Advisors in America. And in every publication of their listing of The 150 Best Financial Advisors For Doctors, Medical Economics has recognized Craig's expertise in his field. In a world where the term "financial planning" has become unnaturally blurred by those salespeople who are really in the business of selling financial products… and only use financial planning as a door opener to disarm the unwary prospect… Craig has earned a national reputation for excellence. One of the central aspects that has supported Craig's national prominence is his focus on comprehensive lifetime planning, the process of working with clients over the broad range of personal, financial, business, family and community issues. Craig is married to his high school sweetheart, Judy, and they have a daughter, Lindsey Anne. In addition to sharing a love of horses with the two women in his life, Craig is a jazz aficionado (especially Johnny Hodges), a skilled photographer and an experienced PADI dive master who wishes he could spend more time in the warm waters of the southern latitudes. Click Here to Contact Craig Carnick
		Clarissa Hobson, CFP®, has assisted clients in meeting their financial planning needs for more than a decade, and particularly enjoys helping clients organize their financial lives and achieve their long-term goals. As an advocate for educating individuals on financial topics, she has been quoted in a number of national periodicals including Kiplinger's Retirement Report, Financial Planning Magazine, Money Magazine, and Woman's Day, among others. Prior to joining our firm, Clarissa served as the national Education Trainer for the Principal Financial Group, where she trained the firm's financial planning employees. She was initially employed by the Principal in 2006 as a Senior Employee Benefits Specialist, and during that time worked with the firm's clients to achieve their financial, investment and retirement goals. Before coming to the Principal, Clarissa was a member of the retirement services group at AmSouth Bank, where she served as a Senior Education Specialist and Trust Officer. She specialized in educating employees on how to meet their financial goals in retirement. Clarissa is a 2001 Magna Cum Laude graduate of the University of the South in Sewanee, TN. She spends her free time either with her husband Mike and Bernese Mountain Dog Ellie, volunteering with the Junior League of Colorado Springs, or striving to improve her high-altitude baking skills. Click Here to Contact Clarissa Hobson
		David Kubik, developed a specialty in fixed income while working within the Institutional Investment Group at Griffin, Kubik, Stephens, & Thompson in Chicago. After joining Alliance Bernstein as Vice President and Regional Manager in charge of the southwestern United States, David moved to Colorado in October of 2007. Prior to joining Carnick & Company where he has responsibility for fixed income portfolios, David was Vice President of Institutional Wealth Management for Colorado State Bank & Trust (BOKF). David holds a Bachelor's of Business Administration in Finance from the Cox School of Business at Southern Methodist University. David and his wife Kate live in Highlands Ranch with their two children, Lauren and Luke. They have a true passion for their family, friends and community. David currently serves on the Board of Trustees for the Clayton Early Learning Foundation. Click Here to Contact David Kubik
		Nathan J. Kubik, CIMA®, Nathan J. Kubik, CIMA®, joined Carnick & Company in 2011 and brings 15 years of investment management experience to our firm. Before joining our team, Nathan focused his efforts as an investment analyst, financial advisor, and fund manager. His expertise includes portfolio construction, asset allocation, style and sector analysis, strategic and tactical investment strategies, asset liability modeling, and risk analysis. Nathan is a Certified Investment Management Analyst, and earned this designation from Wharton. He earned his MBA with Honors (Finance) from Daniels College at the University of Denver, and he also has a Bachelor degree in Finance and Economics from the University of Illinois. Nathan and his wife, Sonya, are expecting their first child in January. Click Here to Contact Nathan J. Kubik
		William D. Moyer, CFA, Portfolio Manager, is responsible for ensuring that client portfolios are managed in accordance with the firm's investment discipline and philosophy. Prior to working for Carnick & Company, William was a portfolio manager and vice president at Springfield Trust Company in Missouri, and the Director of Research for First Affirmative Financial Network in Colorado Springs. William began his investment career in 1996 working for American Century Mutual Funds. Before moving to Colorado in 1993, William was a Professional Engineer in Austin, Texas. He and his wife Carmen have two children, Garry and Stephanie. William and his family spend their time camping, hiking, fishing, and enjoying outdoor Colorado. William is a Chartered Financial Analyst, a member of the CFA Institute, and a member of the CFA Society of Colorado. He earned his MBA with Honors (Finance and Accounting) from Regis University in 1997, and he also has a Bachelor of Science degree in Civil Engineering from the University of Oklahoma. Click Here to Contact William Moyer
		William Van Keulen, CFP® is head of operations and a strategic part of financial planning activities. As head of operations, he is responsible for measuring and monitoring portfolio performance, advising the investment team on portfolio risk and overseeing client reporting. Within his planning responsibilities, Bill is active in advising clients within the context of their comprehensive financial plan and the various implications of the actions recommended by the plan. This includes researching specific client issues, writing articles for the firm, and client strategy implementation. Bill has six years of experience in financial planning and 10 years in investment management and has been with Carnick & Company since 1999. Previously he held financial accounting positions in the technology sector before receiving his MBA in 1997. His financial involvement in a Minneapolis based company was a key ingredient in it's financial market success. Ultimately, his combination of general business management experience and education in financial planning led him to his present leadership role at Carnick & Company. Bill's educational background includes a bachelor of science degree in accounting from the University of Minnesota, a master's in business from Loyola University-New Orleans and a professional degree in financial planning from Boston University. Click Here to Contact William Van Keulen
		Kim Young, Practice Administrator, joined Carnick & Company in 2002 after relocating from Springfield, Missouri. Kim has worked in the financial planning and trading arena for over 15 years, and is currently responsible for customer service and client reporting. Kim earned her Bachelor of Science degree in finance from Southwest Missouri State University. When she is not helping clients achieve their financial goals, Kim enjoys camping and fishing with her husband Jeff and their new daughter, Kaylin. Click Here to Contact Kim Young