Financial Planner Colorado Springs

The term "financial planning" has been misused to the point that it has become synonymous with insurance and securities - with "product sales" being the real agenda.

True financial planning, however, is about strategy creation that results in a roadmap to success. It involves taking a comprehensive view of one's current reality (including individual lifestyle, income and personal relationships), establishing clear, realistic goals for the future, and setting a sound course to achieve those objectives. Financial planning should always focus on unbiased advice uniquely tailored to each individual's circumstances. It should never be about product sales or commissions.

At Carnick & Company we only have one product to offer: impartial financial advice.

NAPFA, Fee Only, D&B

2011 - A Turbulent Year In Review

One of the most interesting things about investing is the long-term disconnect between world events and the behavior of investment markets. Every day, we hear that the markets went up or down as a result of this or that dramatic event or piece of economic data in the news. But if Rip Van Investor had fallen asleep at the start of the 20th century, and woke up with a yawn 100 years later at midnight, December, 1999, he would have been startled to see that his investment in the S&P 500 had gained more than 10% a year, on average, during his 100-year nap.

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